San Antonio Chapter 7 Bankruptcy Attorneys
The Internet has volumes of articles and blogs about how to handle your bankruptcy matters, but do you have the time to hunt down and interpret the information that may apply to your circumstances? Some of the information can be misleading or confusing. It is important to speak with an attorney with experience handling Chapter 7 bankruptcies so you can understand how the bankruptcy laws will apply to your specific case.
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Our San Antonio Chapter 7 bankruptcy attorneys can evaluate your circumstances and provide thorough legal counsel, so you fully understand the pros and cons of filing bankruptcy and whether an alternative, such as debt reduction, is a better option for you. Based on your circumstances and your finances, we will develop a custom solution to your debt problems so you can get a fresh start. Contact our Texas lawyers to learn more about your options in a free, no-obligation consultation.
The Smeberg Law Firm has become well known for providing comprehensive, cost-efficient bankruptcy services to people who are in financial trouble, and who are seeking a solution and an advocate to help them navigate the process.
What Debt Can Be Discharged?
Chapter 7 will allow you to discharge most of your unsecured debts. Debts that can be typically discharged as part of a Chapter 7 bankruptcy include credit card debt, personal loans and medical bills. Mortgages, car loans, some tax debts, student loans, legal judgments and unpaid child support are debts that typically cannot be discharged.
What Property Could Be Sold in Bankruptcy?
Although Chapter 7 bankruptcy will allow you to discharge some debts, it may involve the liquidation of some of your assets. Property such as expensive jewelry and other valuable personal possessions may not be exempt from bankruptcy. This means that it could be sold as part of a Chapter 7 bankruptcy to pay as many creditors as possible. People who wish to keep these types of nonexempt assets may prefer a different type of bankruptcy, such as Chapter 13, which typically does not involve liquidation.
Our experienced legal team can help you understand your bankruptcy options and what will happen to your property. We will handle all of the bankruptcy paperwork and court filings, and we will attend your creditor's meeting, where your assets will be discussed and determined to be exempt or nonexempt.
Free Initial Evaluation With a Personal Bankruptcy Lawyer Serving Greater the San Antonio Area
There are many factors to consider when discussing debt solutions and every circumstance is unique. We invite you to take advantage of our offer of a free, initial evaluation of your situation. We will explain your legal rights and your options, so you can be fully informed before making important decisions. Contact us to arrange a convenient meeting time with one of our San Antonio Chapter 7 bankruptcy attorneys to discuss debt relief and debt repayment options. You are under no obligation to retain our services.